Common Wealth Charlotte (CWCLT) has expanded its qualifications for income-gap loans to Mecklenburg County residents.
Now, anyone qualifies who work in the restaurant, food service, hospitality, retail, customer service, call center, professional services (hair stylists, nail technicians, pet groomers, etc.), transit (Uber/Lyft) and other service industries who have been laid off, furloughed or had hours reduced due to the COVID-19 pandemic.
CWCLT now offers full service to you if Spanish is your native language.
Loans have 0% interest and a 12-month repayment term, AFTER a 6-month no-payment-due grace period. (A loan on April 20 would not have a payment due until October 20.) Clients receive extensive follow-up financial counseling at no cost, and repayment of the loan once employment returns can have a positive effect on credit scores.
If you qualify or know someone who does, Text the word FINANCES to 474747 or Mande un texto con la palabra FINANZAS al 474747 and a CWC advisor will be in touch.
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Happy Holidays
WBNC will be taking an extended winter break over the next few weeks. Our last day of work will be Friday, December 19, as our team pauses to care for ourselves and be with loved ones. We look forward to reconnecting after we return on January 5, 2026.